Community OutreachFAQ

CDARS® – the Certificate of Deposit Account Registry Service® – is the most convenient way for organizations and individuals to enjoy access to full FDIC insurance on deposits of $50 million or more.

With CDARS, you sign one agreement with a participating financial institution of your choice, earn one interest rate per maturity, and receive one regular statement.

It's that easy!

CDARS is the perfect solution for many investors – businesses, non-profits, and credit unions, public funds, advisors (including trustees, CPAs, financial planners, and lawyers), individuals, and socially responsible investors.

Hablamos Espanol

CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC.


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View video to learn how CDARS provides access to $50 million or more of FDIC insurance.

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